ESL Podcast 885 - Talking to a Bank Teller

to deposit - to put money into a bank account for savings or for later use

Helena deposits 30% of her paycheck into savings and puts the rest of it in her checking account.

check - a small piece of paper that transfers money from one bank account to an individual or business

We accept cash, check, or credit card payments.

deposit slip - a small piece of paper that lists the cash and checks one is putting into a bank account

Sir, your deposit slip indicates that you're depositing $460 in cash, but I see only $440.

to endorse - to sign the back of a check so that a bank employee can confirm that one is the same person whose name is written on the front of the check

Please endorse the check and then present your ID so that we can check the signature.

to cash - to receive cash (paper money and coins) in exchange for a check

I'd like to cash this check for $40. Could I please have a $20, a $10, and two $5 bills?

receipt - a small piece of paper that summarizes a purchase or a financial transaction

The receipt shows that I purchased three boxes of cereal, but I bought only two. Could you please refund the difference?

to count out - to say the amount of money one is placing into another person's hand, increasing the number each time one places another bill

Please don't count out the money so loudly. I don't want the other people standing in line to know how much money I'll be carrying.

bank balance - the amount of money currently in one's bank account, as recorded by the bank

The bank balance shows we have several hundred dollars, but that's just because our rent check hasn't been deducted yet.

to swipe - to move a debit or credit card through the narrow opening in a machine so that it can be read electronically

Please swipe your credit card with the front facing toward the right.

ATM card - a debit card; a card (like a credit card) that allows one to take money from one's bank account by using an ATM (automated teller machine)

Every time you use your ATM card, the bank charges a $2 fee.

to enter - to type information into a computer or other electronic machine

Please enter the sales figures for last month.

PIN - personal identification number; a four-digit number that, when used in combination with a debit or credit card, gives one access to money and personal financial information

Your PIN should be easy for you to remember, but don't use something like your birth year, which would be too easy for other people to guess.

to withdraw - to take money out of an account

In an emergency, we can withdraw funds from our retirement savings to help with medical expenses.

withdrawal slip - a small piece of paper that one presents to a bank employee to take money out of one's bank account

Please write your account number of this withdrawal slip or, if you don't know it, we can look it up on our computer.

window - one of many openings, kind of like a small office, in the lobby of a bank or other business, where one customer and one employee can interact at the same time

These windows are built with bulletproof glass to protect bank employees in case of a robbery.

to transfer - to move money from one account to another

Can I set up an automatic transfer of $150 from my checking account to my savings account every two weeks?

to take awhile - to last a long time; for something to need a lot of time to happen

Wow, this report is more than 1,000 pages long! Reading it could take a while.